"The bank must be protected, Mr. Kowalski. Good day to you."
--Mr. Bingley (WFT)
An imposing and impeccably suited loan officer at the bank where the niffler wreaks havoc and Jacob goes to apply for a loan to start a bakery.
We see Mr. Bingley deny Jacob's loan application, get jinxed with a full body bind curse for walking in on Jacob and Newt 'robbing' the bank, and see his bad memories taken away while he is showering.