"The bank must be protected, Mr. Kowalski. Good day to you."
--Mr. Bingley (WFT)
Mr. Bingley was a well-dressed No-Maj loan officer at the New York bank where Jacob Kowalski went to to apply for a loan to start a bakery in 1926.
We see Mr. Bingley deny Jacob's loan application, get jinxed with a full body bind curse for walking in on Jacob and Newt 'robbing' the bank, and see his bad memories taken away while he is showering.